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I'm
now into the 45 day period of my change in how I live my life.
Being
self-employed means that there is no one giving me a steady
paycheck every two weeks so long as I show up for work and do my
job and hope the company stays in business long enough or can
withstand the punishing new costs of doing business imposed by
this regime.
I
have to make my own living and to support myself in this hostile
world where around the corner there is some new tax, some new
punishment on those who bust their ass to support themselves so
that others who don't take the initiative can get their
government handouts.
I
have decided to downsize my life - to eschew anything that
wasn't necessary and to remove myself from the consumerism of
our culture and to buy only what is needed - and for hard goods,
to only buy second hand and to repair and reuse what was broken
that I can buy at a discount. Below are the savings
I am already recognizing.
ELECTRICITY
USAGE
After
employing the logging system for use of my major power consuming
devices and only turning them on when needed (refrigerator
excepted), I cut my electricity consumption by 60% in one month
compared to the same month last year. I
have totally eschewed television for the last three weeks and
watched programs on a week delay, but that tv isn't consuming
anything sitting there unplugged. I love my
computers and have five or six laptops that I fixed and several
desktops that I used to have on all the time.
No longer. I will run up to three laptops now (1
work, 1 fratpad, and 1 for other free cam site) - and if I need
the other ones where my major files are stored, I'll turn them
on and log the time. I know how much wattage they
use and I track the time to the nearest quarter
hour. Each desktop computer cost me 13 cents
every 4 hours to run and each one cost me 78 cents per day to
run as they had been - 24/7. When these three
desktops were operating, that is $2.34 per day - and over a
month, that is significant money. Figure about $60 saved
per month or $720 per year.
CABLE
Cut
the cord and saved $57 per month right there. Over
$600 a year. I have digital over the air
capability but am saving up to get a nice flat panel HD tv that
doesn't need a converter box like my SDTV. If I'm
going to spend $50 for a new converter box, I'd rather put that
toward a smaller $99 flat panel that I can get on sale and then
I'll have tv back at no monthly cost! And once I
have the flat panel, I'll check out hulu and netflix.
At only $8 per month, that is a huge savings over cable!
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FOOD
Last
time I mentioned that out of necessity, I cut my food bill in half
to make ends meet and I have continued to employ a very selective
approach to my expenditures. I use more coupons now
where possible and I shop in 3 stores now so I have an idea what
prices are better on what items - I am anal - I remember prices
very well. I keep adding to my canned food and
non-perishable food products during these visits since food prices
are still climbing and I keep supplies on hand for any tough time
that may happen or to allow me to totally forgo spending money on
food for a week or more. I have switched to
chicken instead of beef where possible; I also shop markdowns from
places I know have good quality and I freeze meats when I buy on
sale. The net effect is that I have lost weight
the way I am now eating and I feel more energetic. No
soda. No ice cream. And I even gave up my
beloved Doritos. I have replaced snacks with
unbuttered popcorn and with pickles - lunch is a ham sammich with
sliced tomatoes and my lunch bill for a week is under
$10. I eat pasta several times a week and sauce
lasts me two meals and delights me that it always is better the
second day after it has simmered.
OTHER
NEWS
I am
repairing laptops on the side for a local non-profit and I have
found some very nice HP units that are extremely easy to repair
and parts are surprising inexpensive as well. I
am now looking on ebay to find units with smashed screens because
they are so cheap to replace and I have a great supplier for
them. If these units can be kept under $200 for acquisition
and parts they command between $300-$400 on ebay without fail
completely fixed up.
REPURPOSE
NEWS
Do you
have an old flat panel monitor that is too small now?
Does your laptop or desktop computer support hooking up an
external monitor/2nd monitor? I am
repurposing discarded small monitors to add as a second screen on
my business laptop and now I have two distinct desktop areas - one
to work in and one that shows my email and other secondary
business applications. I no longer have to keep
flipping through tabs or icons to see something. And
if I'm working on a webpage and have notes from a client opened on
the other screen, I just consult across the two screens without
having to flip back and forth on tabs and icons.
And these monitors are given to me and don't cost anything and
don't end up in landfill. Some don't even turn
off except by when I turn the laptop off, but I am smart-cycling!
Continuing
to use Windows 8 beta - it cuts off every two hours, but I am used
to it now and start it on the hour and plan my
times. Getting a new operating system for
nothing is great!
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You didn't mention your health insurance costs. I was self employed for years, and health insurance bit me in the butt. Thank god I'm old enough for Medicare, now.
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