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Sunday, March 22, 2020

Has the Toyoduh Corona Virus Crisis Handed Us a Solution to Welfare?

Let's face it - welfare programs have done NOTHING to reduce poverty.   Economic growth under Donald Trump has done more to reduce poverty than anything we've ever done.

But, we cannot have a system that ignores potential economic crises that only helps the brood mares of the welfare program.

I thus want to steal an idea of the "progressive socialist pigs" and to turn it into a more efficient distribution of funds to those who really need it.    I offer the following plan:

PLANK ONE:    Abolish EVERY welfare program.

This may seem drastic, but welfare costs us more than just money distributed to a certain class of individuals who have no incentive to close their legs and to join productive employment.   And welfare reinforces that the way to get increases is to increase the amount of impregnations you can get from different semen donors.    We have vast programs that take federal dollars and then have a myriad of government agencies to determine what to do with that money.    I say abolish every foodstamp, child care, earned income tax credits, and like programs. 

PLANK TWO:   Establish a standardized time-limited direct payment system to any citizen that loses a job out of his/her/it control that would be simple to implement (online) and direct payments would start no longer than two weeks after request for a period not to exceed two years.    The recipient would have a choice as to how long they'd receive such payments and the length of time receiving the payments would necessarily result in a decrease in monthly payments.

A.  First year would result in 100% of the $1,000 per month (for single), $2,000 per month (for legally married couples), $500 for first child, $250 for second child, and no additional increase for any further brood making.

B.  Second year would result in an 8% decrease per month in guaranteed income should someone decide to take the second year directly after the first year; this would discourage mooching and would force people to get a job.    The number of months you stay on after the first year would eliminate any further ability to get such protection in future years; there will be a total limit per lifetime of a client to restrict to two years of guaranteed income.    Such someone decide to use only two months of guaranteed income and then decide to become employed, two additional months would be added to the lifetime federal guaranteed insurance program if the person/family has five years of continual employment; if that person/family after five years experiences an income interruption out of their control, they could reapply for a new two year guaranteed income with the same provisions outlined above.

C.  Those who use their full two years will be banned from ever applying again and would be subject to paying for their own support or family support.   This will shift the obligation of responsibility for care from the taxpayer to the one who needs care.   States would be able to deploy their own fill in programs, but there will be no more federal handouts after two years of guaranteed income.    If someone uses 18 months of guaranteed income, they'd have 100% of the first 12 months, and would have their eligible six months reduced to 50% of the monthly rate and only for six final months in their lifetime.  

D.  Resetting eligibility will only happen if the recipient terminates in the first two months and has been continually employed for five years and then loses their job by no act of their own; voluntary job termination will not result in an ability to receive any guaranteed income at any time.

E.  This program will replace and supercede any federal unemployment insurance or protection.

F.  Because of different costs of living in cities and states, there will be a cost of living factor that will be billed to those states for their citizens; the Federal government will only be responsible for the first $1,000 of guaranteed income; the states will be required to pay the extra cost to make that $1,000 of the same level of coverage as low cost states; if it requires $2500 to live in New York or California, then those localities and states will be required to pay the cost above $1,000.   This will provide a more effective system of pressure for localities and states to reduce the cost of living in their respective municipalities.

G.  Inflation protection:   Recipients of the guaranteed income will have their monthly payments increased at double the consumer price index to be fair and equitable for the first year; after the first year, payments will be reduced at the prior 8% rate and increases will only be guaranteed at the consumer price index rates.    States and localities may desire to add more to the fund, but they will be obligated to pay the entire cost above the federal standard.

PLANK THREE:   No family may increase in size during the first year of coverage; it is time that people receiving federal payments learn responsibility; should a family increase in size of offspring, then second year payment reductions will be reduced by $250 per month regardless of reason the family grew (marriage would not count as a family increase in size).

PLANK FOUR:   Medicaid for anyone under 40 years of age would be slashed by half coverage should you receive a guaranteed income unless you abide by federal nutrition and practice safe living practices.    Anything that a person does voluntarily that puts them at risk like cigarette smoking, having unprotected sex, or using illicit drugs or consumption of excessive alcohol would subject them to this reduction in benefits.    Recipients would required to free federal physicals once per year (or a second opinion upon failure of the first); there would be no appeal for reduction in medicaid for practicing risky life practices.

PLANK FIVE:   All payments would be made electronically via direct deposit.    There will be no issue of cards or checks.   It is the responsibility of the recipient to acquire a bank account and they bear the burden of any costs of that account above the average national cost of basic checking account rates.   Payments will be made on the 1st of the month regardless of federal holiday.

PLANK SIX:   All current federal welfare clients will immediately be shifted to this program and their welfare benefits will be cut at that time; at no time during federal income tax filiings shall anyone be allowed to claim earned income tax credits - these will be abolished at the federal level.   States may decide to adopt for state filing, but the states will bear the entire cost of that credit.   States will receive ZERO welfare dollars from the Federal Government upon adoption of this program; any state program funded by Federal Dollars will find that program defunded immediately unless the state decides to adopt the cost of such program whatever it may be.

PLANK SEVEN:    The Federal Government will necessarily shift the payment to individuals and away from establishing guidelines for redistribution programs which carry overhead and employment costs; it is necessarily the intent of this program to abolish numerous Federal welfare agencies; if this program costs less overall to administer, 50% of the savings will be be added to the monthly guaranteed income rate to the citizens on the program; all percentage increases and decreases noted above will be enforced.

PLANK EIGHT:   Minimum wage earner exception; those who are on minimum wage jobs as a result of having better paying jobs eliminated due to no issue of the unemployed, shall receive $100 payments per month for up to 36 months without cost of living increases so long as the recipient has not exceeded the one year full guaranteed income payout; anyone over 12 months of continual full guaranteed income would not be eligible ever for the $100 payment per month for minimum wage jobs; it would be a requirement that the person on minimum wage jobs actively seek to improve their employment skills so that they finally earn above the federal minimum wage.

PLANK NINE:   Federal minimum wage rate would be raised immediately to $8.50 per hour and then indexed to the consumer price index; states would bear the entire burden of funding any cost to employers above this rate.   Employers would immediately be required to pay the Federal rate and the states would be required to pay the amount above that cost.

PLANK TEN:   At no time will this program ever be extended to illegal aliens or any undocumented worker.    At no time will this program pay for anyone other than a citizen of birth by parents of legal status.    It is directly the intent of this legislation to never pay for the expenses of any immigrant on any legal status.   This is solely a program guaranteed to citizens of the United States.

PLANK ELEVEN:   There is no intent to ever increase the program costs above the current starting standard and increases are only based upon the consumer price index provisions outlined above; this eliminates baseline budgeting and allows for the program to decrease in cost as employment increases and the need for people to be on this program.

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